Make smarter financial moves today and secure a better tomorrow with Waqt Finance.
Personal
Business
EDI
PDay
Vehicle
EMI Calculator
CIBIL Score
Pay Online
care@waqtfinance.com 9560260240
logo

Empowering Dreams with Financial Solutions

Since 1995, WaqtFinance has been India's trusted partner for personal and business loans. We combine technology with human touch to deliver seamless lending experiences.

Company Vision Image

Waqt Vision

Financial Support for Every Step of Life

To create a future where financial support is accessible, fair, and reliable for everyone. We envision a world where no individual is held back due to lack of funds during life's crucial moments, and where financial inclusion empowers people to live with dignity and confidence.

Waqt Mission

Empowering Financial Growth

Our mission is to break traditional barriers in lending by combining technology with empathy. We strive to provide quick, transparent, and responsible financial solutions that support individuals at every stage of life.

Company Vision Image
Our Journey

From Humble Beginnings to National Presence

A decade of growth, innovation, and trust built with our customers.

16 Feb 1995
Company Founded

WaqtFinance was established with a vision to provide accessible loans.

Jan 2001
Company Founded

WaqtFinance was established with a vision to provide accessible loans.

Jan 2007
RBI Registration (LICENCE NO : B.10.00143)

Received official NBFC registration from Reserve Bank of India.

17 Nov 2004
RBI Registration

Received official NBFC registration from Reserve Bank of India.

Nov 2024
Digital Transformation

Launched digital-first loan processing platform.

Jan 2026
Digital Transformation

Launched digital-first loan processing platform.

2026
Pan-India Expansion

Extended operations to 200+ cities across India.

2026
Pan-India Expansion

Extended operations to 200+ cities across India.

2023
₹15,000 Cr+ Disbursed

Crossed milestone of ₹1000 crore in loan disbursements.

2023
₹1000 Cr+ Disbursed

Crossed milestone of ₹1000 crore in loan disbursements.

2026
1 Lakh+ Customers

Served over 1 lakh happy customers nationwide.

2024
1 Lakh+ Customers

Served over 1 lakh happy customers nationwide.

CORE VALUES

What Drives Us Every Day

Our values shape every interaction, every decision, and every loan we process.

🛡️
Trust & Transparency

We believe in complete transparency in all our dealings. No hidden charges, no surprises.

⏱️
Speed & Efficiency

Time is valuable. Our streamlined processes ensure quick approvals and fast disbursements.

❤️
Customer First

Every decision we make starts with how it benefits our customers. Your success is our success.

⚖️
Fair Practices

We adhere to fair lending practices and RBI guidelines to protect customer interests.

OUR TEAM

The People Behind Our Success

A leadership team driven by integrity, experience, and innovation.

Sanjay Kumar
Sanjay Kumar
Director

Leading the company with a strong vision for growth and transparency.

Kailash Chand Nitharwal
Kailash Chand Nitharwal
Director

Ensuring seamless operations and customer-first execution.

Bhagwat Singh Mankas
Bhagwat Singh Mankas
Director

Driving digital innovation and scalable platforms.

Akshay Biwal
Akshay Biwal
Director

Ensuring regulatory compliance and fair practices.

Lallu Lal Aheer
Lallu Lal Aheer
Director

Managing financial strategy and sustainable growth.

Frequently Asked Questions

Everything you need to know about WaqtFinance.

Waqt Finance is a registered NBFC in India providing personal and business loan services.

Yes, Waqt Finance operates under RBI guidelines as an NBFC.

We provide personal loans, business loans, and other financial services across India.