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Cibil ScoreWhat We Offer for You
Business Loan
Easy access to all kind of small businesses in India with minimum documentation. You may be a wholesaler or retailer or trader.
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MSME Loan
We provide financial assistance to all kind of Micro, Small and Medium (MSME) units in manufacturing or services.
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Home Loan
We support all businesses, services, industries to avail invoice financing at attractive terms and not restricted to only few large corporate entities.
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Car Loan
We our EV financing solutions, we offer a dependable access and distribution network for deep rural and semi-urban areas.
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About Company
We're in this business since 1992 and we provide the best services.
Waqt Finance is a customer-focused financial services platform dedicated to making finance simple, fast, and accessible for individuals and businesses alike. The company offers reliable financial solutions tailored to modern needs, with a strong emphasis on transparency, trust, and timely support. At Waqt Finance, the goal is to empower customers with smart financial choices by providing seamless processes, clear guidance, and responsive service. Whether it’s supporting personal financial goals or helping businesses grow, Waqt Finance believes that the right financial assistance at the right time can make all the difference.
What our clients say about us
Rajesh Dhingra
Wholeseller & Retailer
We feel very lucky that we got in touch with Waqt Finance for our urgent requirement of loan for business. They provided us immediate sanction and funds within 2 days which helped us to increase our stock on time and increase our sales.
Raj Kumar
Wholeseller of Utensils
We feel very lucky that we got in touch with Waqt Finance for our urgent requirement of loan for business. They provided us immediate sanction and funds within 2 days which helped us to increase our stock on time and increase our sales.
Rajesh Kumar
Wholeseller of Thread
We feel very lucky that we got in touch with Waqt Finance for our urgent requirement of loan for business. They provided us immediate sanction and funds within 2 days which helped us to increase our stock on time and increase our sales.
Permeshwer Sharma
RMV IT Solutions Pvt Ltd.
We feel very lucky that we got in touch with Waqt Finance for our urgent requirement of loan for business. They provided us immediate sanction and funds within 2 days which helped us to increase our stock on time and increase our sales.
Rajiv Khetan
Director, Educational institute
We feel very lucky that we got in touch with Waqt Finance for our urgent requirement of loan for business. They provided us immediate sanction and funds within 2 days which helped us to increase our stock on time and increase our sales.
Why Choose Waqt Finance?
When life throws unexpected challenges, you need financial support that’s quick and reliable. Our loans are designed to cut through delays and give you access to funds without the stress of endless paperwork.
From fast approvals to direct transfers, every step is built around your convenience. We focus on simplicity, transparency, and flexibility so you can borrow with confidence. Whether it’s an emergency or a planned expense, we make sure help reaches you right on time.
Waqt Finance makes borrowing simple
fast, secure, and paperless.
Apply Online in Minutes
Complete a short application from your phone or computer. No paperwork, no queues — just a smooth start to your loan journey.
Instant Decisions
Our system reviews your request quickly and shares the approval status within minutes, so you don’t waste time waiting.
Fast Money Transfer
Once approved, your loan is credited straight into your bank account — ready to use for any urgent or planned need.
Smart Payment Alerts
We’ll remind you gently before each due date, helping you stay on track with repayments.
Transparent Terms
No surprises, no fine print. The repayment amount shown at the time of approval is exactly what you’ll pay.
Data protection you can trust
Your personal and financial details are kept safe with advanced security measures, so you can borrow with peace of mind.
Frequently Asked Questions (FAQs)
We provide quick, paperless personal loans with transparent terms.
Our lenders are RBI-registered banks and NBFCs that partner with us to provide personal loans. We only work with verified financial institutions that comply with all regulatory and security standards, ensuring a safe and transparent borrowing experience for every customer.
Simply fill out our online application form.
Simply fill out our online application form.
Approvals are usually given within minutes.
Once approved, the money is transferred instantly.
Basic ID, address, and income proof.
No, all charges are clearly stated upfront.
Yes, early repayment is allowed.
We use strong encryption tco keep your data safe.
Penalties may apply and your credit score could be affected.
Any eligible salaried or self-employed individual.
Yes, you can apply again later.
